Search Results for: st-charles-usda-loans

Wisconsin FHA Loan Limits

Wisconsin FHA Loan Limits

To help homebuyers in Wisconsin, there are government-backed programs to make buying a home more affordable. The FHA home loan program offers buyers an attractive loan that could make buying a home easier. There are many reasons why choosing an FHA home loan could be your best option, but there are some restrictions with this […]

WHEDA Loans Pros and Cons

Pros and Cons of the WHEDA Loan

For the right borrower, a WHEDA mortgage can be an excellent way to before a homeowner. Take a look at the following pros and cons of the WHEDA loan!0

Refinance Mortgage

Refinance Mortgage Program Requirements and Guidelines

Homeowners often get a ton of information from various sources about refinancing. Because there are many types of refinances it can be a bit confusing when trying to compare the different loans. This article will serve as a basic guide to explain a refinance mortgage and why a person would consider this financial move. Basics […]

Niche Mortgage Programs That Home Buyers Should Know

Niche Mortgage Programs That Home Buyers Should Know About

If your situation doesn’t fit the standard expected by lenders, you could find it more difficult to qualify for the home loan you want. But there could be other options that will make financing your home purchase easier.

How To Move Out Of Your Parents House

How To Move Out Of Your Parents House

We look at the things you can do to get ready to move out of your parents house less scary and more successful. Easy steps that anyone can follow.

80/15, 80/5, 80/10 Combo Loans

Combo 80/15, 80/10 and 80/5 loans

Puzzled about combo 80-15 80-10 or an 80-5 mortgage? We can help! Combo mortgage loans sometimes called a Piggy-Back loan, is a program designed to help Borrower’s purchase a home with 5-15% down while avoiding Mortgage Insurance. A combo loan is actually 2 mortgage loans, a 1st mortgage (at 80% of the value of the home) and […]

FHA Mortgage Insurance

FHA Mortgage Insurance Premiums

If you use an FHA (Federal Housing Administration) loan to buy your home, you will have to pay mortgage insurance. Mortgage insurance premiums (MIP) exist to protect lenders when FHA borrowers default on a loan. While home buyers like FHA loans, thanks to their more flexible requirements, the idea of mortgage insurance is an unwelcome extra […]

Texas FHA Loans

Texas FHA Loan Requirements and Guidelines

Texas FHA Loan When buying a home in Texas, an FHA loan offers some advantages. For good reason, it is a popular choice for first-time buyers, but this doesn’t need to be your first property to benefit from this government-backed loan program. Features of the FHA Mortgage Program Created and insured by the Federal Housing […]

Should I Refinance My Mortgage?

Should I Refinance My Mortgage?

When mortgage rates drop, current homeowners are faced with the big question “Should I refinance my mortgage?” Learn the top reasons to refinance your home!