Find the 2026 USDA loan income limits for your area. Learn how these income limits vary and determine your mortgage eligibility for this loan program.
09
Jul
2026
Welcome to our USDA Rural Housing mortgage resource page! Here you will find great articles on USDA Rural Housing purchase and refinance loans and a ton of how to articles describing the lending process from start to finish. You will also find articles of commonly asked questions by people just like you. We try hard to answer questions about USDA loans in our blog posts. We are here to help make the home buying and refinancing process as pain free as possible. If you can’t find what you are looking for here, please feel free to Contact Us with any questions. We are here to help!
For additional program information visit our USDA Rural Housing Mortgage page.
10
Jun
2026
See exactly how much house you can afford based on your income, debts, and savings. Our affordability calculator and guide explain DTI rules, loan types, and the real monthly costs buyers overlook.
28
Apr
2026
Explore how USDA and FHA loans differ in property restrictions, income caps, credit standards, and long‑term costs so you can confidently select the best loan for your home.
12
Jul
2023
Before you consider buying a condo, it is important to find out if the condo has been approved by Fannie Mae or Freddie Mac, if you are going to use a conventional loan. If you are using a government-insured loan from the FHA, VA, or USDA, the condo project has to be approved by their requirements.
25
Jan
2023
We look at FHA, VA, and USDA, which are the three main government-insured loan programs, to help you pick the right program for your situation.
25
Oct
2022
USDA minimum property requirements that the home will need to meet before your loan will be approved.
04
Sep
2019
For people that want to not only buy a home but get a great deal on their mortgage, the USDA home loan is one of the better programs available for those who qualify.
30
Apr
2015
Although some of these things may sound too good to be true, or even insane, all of the following facts about the USDA mortgage program are true.
John Wick
NMLS ID#: 248499
With many years of experience in the mortgage banking industry and extensive practice in originating home loans for both...Read More →
Pete Horvath
NMLS ID#: 2157558
Backed by over 25 years of combined experience my team and I have a wealth of knowledge when it comes to originating hom...Read More →
Ken Kilman
NMLS ID#: 248167
Welcome to Union Home Mortgage. I've been fortunate to have worked with some of the area's best loan originators sin...Read More →
Eric Christianson
NMLS ID#: 15933
I have had a lifelong passion for real estate and related work. I earned my real estate license in 2002 and my Brokers l...Read More →
