We have the key to first time home buyer programs
We provide many financing solutions to better fit your individual needs in achieving the dream of homeownership.
You may qualify for one of our various financing options even if you need 100% financing, lack money for closing costs, or need extra credit flexibility.
The first step for a first time home buyer is to go through the pre-qualification process, most real estate brokers will be asking for this information prior to your viewing homes, this will give you a firm idea of what you can afford and enable you to write the purchase offer with the assurance that you can afford the home. We will also perform the following for a first time home buyer:
- Review credit history via a credit report, how and why they work
- Explain the different types of loan products available
- Explain, “loan to value”, that is the amount of money being borrowed versus the value of the property
- Examine your debt ratio, which determines how much payment you can afford
We offer many First Time Home Buyer programs including: