Protecting your privacy is important to us and our employees. The following is intended to explain our current internet privacy protection practices.
Customer Privacy Statement
Throughout the lending process, you will be required provide us with certain personal and financial information. In turn, it is our responsibility to safeguard such personal and financial information. As a valued customer, we recognize and respect your privacy concerns.
Collection and Use of Online Information:
We monitor overall site traffic to ensure users of our web site are able to access information in an effective manner. By monitoring overall site traffic, we are able to continually improve the site to better suit the users needs. While we monitor overall site traffic, we do not collect individual user information from those who only browse or download information.
We recognize and respect your need for privacy and security as you visit our site. When you visit our site to view any pages, read product information, or use our online calculators and tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The only information we normally collect and store is:
- The name of your Internet service provider.
- The web site that referred you to us (if any).
- The date and time the pages were accessed.
- The page or pages you requested.
We do not collect personal information about you unless you voluntarily participate in an activity that asks for information (i.e. sending an email, participating in a survey, or filling out an online application). If personal information is requested on the web site or volunteered by the user, state law and the federal Privacy Act of 1974 may protect it. However, this information is a public record once you provide it, and may be subject to public inspection and copying if not protected by federal or state law.
We may share personal information with our mortgage affiliates as allowed by federal law, if that information is required to provide a product or service you request.
We do not share information with non-affiliated third parties concerning your loan request with us, except: a). to verify the condition and existence of your account for a third party (such as a credit bureau) b). to complete a transaction or perform a service you’ve requested; c). to comply with any court order or applicable laws or regulations; or d). when you give us your written permission.
We do not sell, rent or otherwise distribute visitor information, including email addresses, to any outside company or organization. We do not reveal specific information about subscribers or other personally identifiable data to unaffiliated third parties for their independent use, except if required to do so law.
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.
When you link to another site and you are no longer on www.madisonmortgageguys.com, this Privacy Notice will not apply.
What Information We Collect
We may use the information you provide about yourself to fulfill your requests for our products, programs, and services, to respond to your inquiries about our offerings, and to offer you other products, programs or services that we believe may be of interest to you. We may collect “nonpublic personal information” about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balances and payment history.
Please do not send account or social security numbers or any other private information to us or anyone else in an email message.
Periodically, links may be established from this Web Site to one or more external web sites or resources operated by third parties (the “Third Party Sites”). These links are provided for your convenience only. In addition, certain Third Party Sites also may provide links to our Web Site. None of such links should be deemed to imply that we endorse the Third Party Sites or any content therein.
We do not control and is not responsible or liable for any Third Party Sites or any content, advertising, products, or other materials on or available from such Third Party Sites. Access to any Third Party Sites is at your own risk and we will have no liability arising out of or related to such web sites and/or their content or for any damages or loss caused or alleged to be caused by or in connection with any purchase, use of or reliance on any such content, goods, or services available on or through any such Third Party Site.
Website Content: You are hereby advised that any reliance upon materials on this web site shall be at your sole risk. We have made every attempt to ensure the information on this site is correct. However, we make no representations or warranties as to the truth, accuracy, timeliness or completeness of any statements, information or materials that may be contained in our website. We reserves the right, in our sole discretion and without obligation, to make amendments to, or correct any error or omission in, any portion of these materials at any time. In no event will we be liable for any direct, indirect, punitive, special, incidental or consequential damages arising from the use of our web site. Should you find any information that is incorrect, please email email@example.com so that errors may be corrected.
THESE TERMS AND CONDITIONS MAY BE MODIFIED AT ANY TIME BY REVISING THIS PAGE WITH NO NOTICE TO YOU.