Lender Paid Mortgage Insurance in Wisconsin, Illinois, Minnesota & Florida

Lender Paid Mortgage Insurance

Enjoy the ease and convenience of one loan and one low payment.

  • No monthly Mortgage Insurance (MI) premium
  • Potential for qualifying for a larger loan
  • Potential for greater tax benefits
  • Potential savings over the life of the loan

What is Lender Paid Mortgage Insurance (LPMI)?

With the LPMI option, the lender pays your mortgage insurance through a higher interest rate, allowing you to avoid mortgage insurance with less than a 20% down payment. Even with the higher interest rate, your total payment is usually less than if you had a lower interest rate with mortgage insurance. You can now enjoy a low payment without having to take out a second mortgage or home equity line of credit. This maximizes your tax-deductible interest and minimizes closing costs.

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    (262) 565-0028
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