2016 FHA Mortgage Insurance Premiums

FHA Mortgage Insurance Premiums

The following table shows the existing and the new Annual MIP rates by amortization term, base loan amount and Loan to Value (LTV) ratio. All New MIP amounts set forth in this table are effective for case numbers assigned on or after January 26, 2015.

FHA Mortgage Insurance

Read the full Mortgagee Letter (pdf)

Current FHA UFMIP (Up Front Mortgage Insurance Premium) is 1.75%. This fee can be financed into the loan.

View our FHA and FHA 203k pages for detailed program information.


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