About Us

Family house

We are a banker specializing in mortgage loans. The company now has the ability to lend in multiple states. Our experienced staff is equipped to meet any and all home loan needs of our customers. Currently, our office serves 47 states including Wisconsin, Illinois, Minnesota, and Florida.

Our main commitment has always been to provide the highest level of service to our customers. Our goal is to provide expert advice to each and every loan applicant in an effort to remove the mystery out of mortgage financing while meeting our customer’s home loan needs.

The majority of people that take out a mortgage loan are embarking on the biggest financial transaction of their life. The licensed mortgage originators working for us are able to assist our clients through every phase of the loan process. Thanks to our status as a banker, we have the ability to handle each mortgage function in-house. In most instances, we do not use third-party service providers to take a loan from application to closing.

The loan application, underwriting, and processing of each mortgage are handled only by our staff. This allows us to make sure each step is done correctly and meets our goal of excellent service.

Our mortgage originators are here to serve the client. Appointments can be made during normal work hours, in the evening, or on the weekend. We are even available to come to your home if that is the best option for you. We strive to earn the business of our clients, whether the applicant phones in, walk-in, or fills out an application on our website.

Keeping all of the process in-house also gives us the confidence to provide an accurate closing statement when you apply for a mortgage. This prevents major surprises when our clients arrive at the closing table. We boast that our overall closing costs are some of the lowest in the industry. Loans are funded on time. For our purchase transactions, we typically send the funds to the closing agent well ahead of the actual closing to make the entire transaction smooth for the real estate agents and the home seller.

We are a Mortgage Lender specializing in mortgage loans since we first opened our doors. With licensed offices in 47 states, we have the staff and the experience to meet any home loan needs.

We were named to Mortgage Executive Magazine’s list of Top 100 Mortgage Companies in America. In 2018 we were awarded as a Top Mortgage Lender in Top Dollar Volume by Scotsman Guide. We were also named a Top Workplace by the Houston Chronicle for the 5th year. Finally, we were named to Inc. 5000 list of Fastest-Growing Private Companies in America.

Besides these accolades, we are proud that President Ron Zach was named to National Mortgage Professional Magazine’s list of the 40 most influential mortgage professionals under 40.

Meet our Licensed Mortgage Professionals:

John Wick

NMLS ID#:248499

John’s Profile →

Michael Benson

NMLS ID#:285794

Michael’s Profile →

Licensing Information

NMLS Consumer Access ©  NRL Mortgage | Equal Housing Lender | Nations Reliable Lending, LLC. All rights Reserved.

NMLS ID 181407. Corporate Office 4400 Post Oak Parkway, Suite 1000 Houston, TX 77027


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    (262) 305-0680
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