Mortgage Amortization Calculator Calculate Amortization Payments These calculations are estimates and are not guaranteed for any particular loan. Recent Blog Posts Non-Occupying Co-Borrower Guidelines: FHA and Freddie Mac Edition The option of using a non-occupying co-borrower on FHA, Fannie Mae or Freddie Mac mortgage loan opens up homeownership to more borrowers. These are often first-time home buyers who wouldn't otherwise be able to qualify so soon. Gift of Equity Conventional Loan Rather than provide their kids or grandkids with a check as a down payment on a home, some people choose to offer a gift of equity on an existing home. FHA Loan vs Conventional Mortgage: What’s The Difference The following will compare an FHA loan vs Conventional mortgage, not to show that one is better than the other, but to highlight the strengths of each mortgage.