Search Results for: saint-paul-first-time-home-buyer

Minnesota Rural Development Loan

Minnesota Rural Development Loan

The United States Department of Agriculture agency provides an excellent way to purchase a home known as the Rural Housing Loan or USDA loan for short. For Minnesota residents in the right income bracket, this mortgage program is a way to buy a home without making a down payment. Basics of the USDA Mortgage USDA […]

Illinois USDA Rural Development Loan

Illinois Rural Development Loan

2024 Illinois USDA Loan Illinois residents who are looking for a way to buy a home with no down payment should take a hard look at the Rural Development Loan (USDA loan for short). This mortgage is an excellent way for first-time home buyers in Illinois to save money on the acquisition cost and get a competitive fixed interest […]

Pros and Cons of FHA 203k Loan

Pros and Cons of FHA 203k Loan

The FHA 203k loan is a good way to buy a home and also get the extra money that can be used for renovations, repairs or both. There are good points and bad points to the loan and all of these should be considered before making a decision to purchase a property.

Jumbo Mortgage Myths That Are Holding You Back

Jumbo Mortgage Myths

Many misconceptions exist about the process of acquiring a jumbo mortgage loan. Thanks to the improving luxury housing market, jumbo loans have made a rebound. This article discusses the top 5 jumbo mortgage myths and why they are wrong.

27 Moving Hacks to Organize Your Move

27 Moving Hacks to Organize Your Move

This collection of moving hacks is designed to make your moving day a smooth experience and help you avoid some of the biggest pitfalls along the way.

Refinance Mortgage

Refinance Mortgage Program Requirements and Guidelines

Homeowners often get a ton of information from various sources about refinancing. Because there are many types of refinances it can be a bit confusing when trying to compare the different loans. This article will serve as a basic guide to explain a refinance mortgage and why a person would consider this financial move. Basics […]

Why an Emergency Fund is Important

Whatever the situation may be, everyone needs to have some money set aside in an emergency fund to help them get through difficult times.