Search Results for: minnesota-harp-refinance

USDA Rural Housing Income Limits

USDA Rural Housing Income Limits

A USDA loan is a great way to buy a house. The ability to borrow up to the home’s value at interest rates that are competitive with FHA and conventional loans makes this a great option for first-time home buyers. There are also new USDA income limits that make the USDA mortgage even better in […]

Free Credit Report

Experts agree — it’s important to check your credit report regularly to verify your accounts, look for suspicious activity and correct any errors. Now, you can get that information for free thanks to the Fair and Accurate Credit Transactions (FACT) Act. To get a free credit report, you can log on to AnnualCreditReport.com. You can […]

FHA Loan Limits

FHA Loan Limits

According to a recent update from the Federal Housing Administration, also called FHA, there are higher loan limits available. All areas around the country will benefit from the FHA floor maximum loan limit of $498,257. This amount is the new maximum for a single-family home. FHA also offers financing for multi-unit homes, up to a […]

Niche Mortgage Programs That Home Buyers Should Know

Niche Mortgage Programs That Home Buyers Should Know About

If your situation doesn’t fit the standard expected by lenders, you could find it more difficult to qualify for the home loan you want. But there could be other options that will make financing your home purchase easier.

How To Move Out Of Your Parents House

How To Move Out Of Your Parents House

We look at the things you can do to get ready to move out of your parents house less scary and more successful. Easy steps that anyone can follow.

Florida FHA Loan Limits

Florida FHA Loan Limits

If you don’t have the savings to pay a large down payment or a great credit score when buying a home, a Federal Housing Administration (FHA) loan can help. It can make it easier to get approved for a loan with lower down payments. You can buy a home with as little as 3.5 percent […]

FHA Gift Funds: Mortgage Guidelines and Requirements

FHA Gift Funds: Mortgage Guidelines and Requirements

If you are using an FHA loan, they allow gift funds to make it easier to be approved for the mortgage. This money could be the difference between buying your home this year or having to wait until you have built up your savings.