Search Results for: sun-prairie-va-builder-certification

Government Loans

Government Mortgage Loans

If you are looking to make a low down payment or if you are a veteran, the government may be able to help you with a Wisconsin, Illinois, Minnesota or Florida purchase or refinance! Check out these great government mortgage programs: FHA Mortgage Home Loans FHA loans are loans insured by the Department of Housing […]

Getting Your Home Ready for a Spring Sale

Spring Home Selling Tips

In order to help you get ready for the spring market, we have compiled various tips and checklists to get your home (or your client’s) in top shape. Our suggestions and actionable advice covers a range of topics.

High LTV Refinance – Fannie Mae & Freddie Mac

HARP Replacement - High Loan To Value Refinance

Back in 2009, as the mortgage crisis was slowly ending, many homeowners found themselves in a terrible position; their home was worth much less than their current mortgage balance. To persuade people to stay in their homes and avoid a wave of foreclosures across the country, Fannie Mae and Freddie Mac introduced the HARP plan. […]

Mortgage Insurance: What Exactly Is It And How Does It Help Borrowers?

What Is Mortgage Insurance and How Does It Work?

The title seems misleading, right? Every mortgage lender goes to great lengths to explain to real estate agents and borrowers how mortgage insurance is necessary, how to calculate the amounts and when the mortgage insurance will likely fall off the mortgage. However, how does PMI benefit the actual home buyer?

Jumbo Mortgage Myths That Are Holding You Back

Jumbo Mortgage Myths

Many misconceptions exist about the process of acquiring a jumbo mortgage loan. Thanks to the improving luxury housing market, jumbo loans have made a rebound. This article discusses the top 5 jumbo mortgage myths and why they are wrong.

Minnesota Rural Development Loan

Minnesota Rural Development Loan

The United States Department of Agriculture agency provides an excellent way to purchase a home known as the Rural Housing Loan or USDA loan for short. For Minnesota residents in the right income bracket, this mortgage program is a way to buy a home without making a down payment. Basics of the USDA Mortgage USDA […]

WHEDA Loan Requirements: Wisconsin Housing and Economic Development Authority

WHEDA - Wisconsin Housing and Economic Development Authority

Back in the early ’80s, Wisconsin recognized the opportunity to help its citizens with homeownership opportunities by implementing specific unique mortgage programs. From this desire, the Wisconsin Housing and Economic Development Authority (aka WHEDA) was created. Since its inception over 1,000 grants have been awarded, enabling people to find their own place to call home. […]