Search Results for: illinois-harp-mortgage

10 Benefits of USDA Loans For Home Buyers

For people that want to not only buy a home but get a great deal on their mortgage, the USDA home loan is one of the better programs available for those who qualify.

USDA Loan Florida

usda Loan In Florida

Florida USDA Home Loan Buying a home without making a down payment can be rather difficult. Most conventional mortgages require at least some type of down payment that ranges from 3% to as much as 20% of the home’s selling price. For a $200,000 home that can mean $6,000 to $40,000 out of your pocket! […]

Wisconsin USDA Rural Housing Loan

USDA Rural Development Loan in Wisconsin

The biggest hurdle that most residents in Wisconsin face when buying a home is the down payment. For some people, it could take 5 years or longer to raise enough for a 5% down payment on an average-priced home. However, the USDA Rural Housing mortgage is a much better solution that is available to thousands […]

Niche Mortgage Programs That Home Buyers Should Know

Niche Mortgage Programs That Home Buyers Should Know About

If your situation doesn’t fit the standard expected by lenders, you could find it more difficult to qualify for the home loan you want. But there could be other options that will make financing your home purchase easier.

No and Low Money Down Mortgage Options

No Money Down Mortgage

For potential home buyers who are in need of saving money on their purchase, there are some great ways to buy a home with a no or low down payment requirement. A few of the loans have very specific requirements in order to qualify. However, as we will show, most of these loans are available […]

Wisconsin VA Loan: Mortgage Program Requirements and Guidelines

Wisconsin VA Loan

In the great Badger State, the VA Loan benefit can be used whether a borrower needs to purchase a home or refinance an existing VA loan on a home in Wisconsin. The VA program that is authorized by the Department of Veterans Affairs provides access to a great benefit to the men and women who have […]

Bank Statement Loans For Self-Employed Borrowers

Bank Statement Loans

Qualify for a Bank Statement Loan for the Self-Employed While the mortgage crisis from 10 years ago may have changed the way mortgages are offered, the bank statement loan program is still available under the right circumstances. This type of non-qualified mortgage loan will require some documentation for the down payment and income, but it […]

10 FHA Guidelines EVERY Home Buyer Should Know

10 FHA Guidelines

FHA guidelines prospective buyers need to keep in mind when shopping for their home. FHA approved lenders are able to offer mortgages with enticing rates for people that might not qualify for a Fannie Mae or Freddie Mac home loan.

Indiana USDA Mortgage Program Guidelines

Indiana USDA Loan Requirements and Guidelines

Indiana USDA Rural Development Mortgage When looking to buy a home in Indiana, saving a large down payment could delay your purchase for years. Your lender might require 5% of the sale price as a down payment to qualify for the loan, but with a USDA Rural Housing guaranteed home loan, this is something you […]