Real Estate and Mortgage Guide for Waunakee, WI

Located a few miles north of Madison is the city of Waunakee. Residing within the county limits of Dane County the city has coined the phrase “The Only Waunakee in the World.”

In a 2009 report published by CNN Money, the city of Waunakee made it to number 78 as one of the 100 Best Places to Live in America.

Population and Number of Homes

The most recent census shows that the population for Waunakee is slightly over 12,000 with just over 4,400 housing units. Since the area covers 6.39 square miles, this means that there are 1,800+ people for every square mile.

The median age of Waunakee inhabitants is 38. 31% of the population is represented by children 18 years old and younger. Over 52% of the population is between the ages of 25 and 64.  A small 5% of the people are college-aged, normally from 19 to 24. And 10% of the population is over age 64.

Local Economy

The biggest employer in the area is Uniek Plastics, a manufacturer of crafts as well as furnishings for the home. The latest count shows that the company has 400+ employees. Overall, the unemployment rate for the city is only 5%.

Average Weather

According to historical data Waunakee enjoys a range of temperatures between highs in the upper 80’s to lows in the teens. At no time is the area dry during the year, normally.

The warm season lasts from May to September. The hottest period is during July when temperatures can get up to 85 degrees.

The colder temperatures will come from November to March. January is usually the coldest month and during this time the temperatures can drop to the teens.

Light rain is common during the warmer months and snow is frequent during the winter. The best chance for snow occurs in January and February and the area has received up to 5 inches at one time.

Universities, Colleges and Junior Colleges

Within a 10 mile radius of Waunakee there are a number of colleges and universities. The largest campus is the University of Wisconsin – Madison which has an enrollment of 41,654 students. There is also the Madison Area Technical College, Herzing University, and Edgewood College.

Public School System

Waunakee is served by 1 high school along with one middle school and 3 elementary schools.

Private Schools

There are over 100 private schools located within Waunakee. The majority of these are faith-based organizations with ties to a particular religion or local place of worship. At present, there are 11 private schools that offer classes through the 12th grade.

Important Stats for Level of Education

For the Waunakee residents over the age of 25, here are the statistics of education levels

  • 97% graduated from high school
  • 46% have a bachelor’s degree
  • 15% have either a professional or graduate degree

Transportation Options

Although there is no major bus or shuttle service in the area, the proximity to multiple interstates and Madison, WI provides ample opportunity for airline or train service.

Popular Restaurants and Other Hot Spots

Waunakee has some unique restaurants that are sure to leave a smile on your face and a satisfied appetite.

  • Athens Gyros – authentic Greek food
  • Rex’s Innkeeper -American steakhouse that also offers seafood
  • Blowin’ Smoke BBQ – traditional bbq menu
  • Spring Garden Restaurant – Mediterranean themed diner
  • Doughboys Pizza – pizzas made fresh to order and also offers numerous big screen TV’s
  • M-N-M’s Coffeehouse – contemporary coffee shop that also serves sandwiches, ice cream and yogurt


Due to its close proximity to Madison, WI most people use one of the hospitals in Madison for their major medical needs.

Outdoor Activities

Waunakee offers a multitude of ways for people to stay active in the outdoors. Along with the 262 acres scattered among the different parks there are also things like

  • tennis courts
  • zip lines
  • sledding hills
  • multiple baseball fields
  • multiple soccer fields
  • indoor ice skating rink
  • outdoor skating rinks
  • skateboard park
  • dog parks

Important Notes

Thanks to a concerted effort on the part of the local police force, the city of Waunakee has been ranked in the top 50 safe places to live in Wisconsin according to

Why Choose us as Your Waunakee Mortgage Lender?

We are a Mortgage Lender specializing in mortgage loans since we first opened our doors. With licensed offices in 47 states, we have the staff and the experience to meet any home loan needs.

We were named to Mortgage Executive Magazine's list of Top 100 Mortgage Companies in America. In 2018 we were awarded as a Top Mortgage Lender in Top Dollar Volume by Scotsman Guide. We were also named a Top Workplace by the Houston Chronicle for the 5th year. Finally, we were named to Inc. 5000 list of Fastest-Growing Private Companies in America.

Besides these accolades, we are proud that President Ron Zach was named to National Mortgage Professional Magazine’s list of the 40 most influential mortgage professionals under 40.

How to Buy a Home in Waunakee with Little or No Money Down

Of course you want to buy a home in Waunakee with no down payment. Who doesn’t?

Here’s how you do it:

Many people never buy the home of their dreams simply because they don't think they have enough money for the down payment. They have been told through the years that they need 10% or 20% of the purchase price in order to buy a home. Well, this is true for the conventional/conforming loan programs but not for Waunakee Government loans.

So why have so many Lenders told them this?

It’s because selling homes to people with 10% or 20% down is easier than selling homes to people who have little or no money for a down payment. Most mortgage loan officers would rather go after the "easy sale" than try to help people who would rather save the down payment money for a rainy day or for current and future repairs/upgrades.

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