Real Estate and Mortgage Guide for Fremont, WI

Situated on the banks of Wolf River is the little town known as Fremont, WI. In the 2010 census the town registered a total of 679 residents. Although small, the town has the distinction as the “White Bass capital of the world.”

Population and Number of Homes

Since the area of Fremont is recognized as 1.2 square miles this makes the number of people per mile equal to its entire population. At last count there were 305 homes in the area.

The ages of the citizens skews slightly older than most places. 19% of the citizens are under 18 years of age while 30% are between 19 and 24.  54% of the inhabitants are between the ages of 25 and 64.

Local Economy

Due to the small nature of the town the area thrives on the influx of anglers during the spring and fall run of white bass. There are no major employers within the town other than restaurants, lodges and marinas that cater to the traveling anglers.

Average Weather

Like much of Wisconsin, the area of Fremont enjoys a mixture of weather. The average number of days with precipitation is around 105 while the number of sunny days reaches up to 189. There is typically 28-30 inches of rainfall per year along with another 37 inches of snowfall.

In the midst of July Fremont will see its highest temperatures, typical in the mid 80’s. However, the winter months can get rather cold with the temperature reaching as low 5 degrees in January.

Universities, Colleges and Junior Colleges

The town of Fremont does not have any colleges, universities or community colleges within its limits. Within approximately 50 miles are various colleges and universities.

Public School System

The elementary school, aptly named Fremont Elementary School, serves children in grades K5 up to 5th grade.

Private Schools

St John’s Lutheran School is a private school for children from Kindergarten to the 8th grade.

Important Stats for Level of Education

For the people in Fremont over the age of 25, here are the education statistics

  • 87% graduated high school
  • 12% have completed a bachelor’s degree
  • 1% have a graduate degree

The unemployment rate is only 2% for Fremont

Transportation Options

At this time there are no forms of public transportation in Fremont. An Amtrak train station is located 11 miles away in the town of New London.

Popular Restaurants and Other Hot Spots

There are several restaurants and pubs to choose from in Fremont. The top rated of the bunch are

  • Bridge Bar & Restaurant
  • The Porch
  • Ted’s Grandview Supper Club

The Chamber of Commerce for Fremont lists a number of bait shops, tackle providers, marinas and professional angling guides as their primary members.


Riverside Medical Center, located in nearby Waupaca, is the closest hospital to Fremont.

Outdoor Activities

Because of the annual spawning of white bass, many guides offer their services to travelers looking to catch a large trophy. Historical figures show that it is possible to catch between 20 and 100 white bass in a single day during the spring and fall runs. Also called striper, the bass have two main runs through Fremont. The first run typically occurs around Mother’s Day in the month of May while the second run occurs in September.

Outside of these two periods anglers can be found along Wolf River in search of walleye, crappie, largemouth bass, and bluegill.

Fremont has several parks and campgrounds for people to enjoy the great outdoors with camping, hiking and nature viewing.

Why Choose us as Your Fremont Mortgage Lender?

We are a Mortgage Lender specializing in mortgage loans since we first opened our doors. With licensed offices in 47 states, we have the staff and the experience to meet any home loan needs.

We were named to Mortgage Executive Magazine's list of Top 100 Mortgage Companies in America. In 2018 we were awarded as a Top Mortgage Lender in Top Dollar Volume by Scotsman Guide. We were also named a Top Workplace by the Houston Chronicle for the 5th year. Finally, we were named to Inc. 5000 list of Fastest-Growing Private Companies in America.

Besides these accolades, we are proud that President Ron Zach was named to National Mortgage Professional Magazine’s list of the 40 most influential mortgage professionals under 40.

How to Buy a Home in Fremont with Little or No Money Down

Of course you want to buy a home in Fremont with no down payment. Who doesn’t?

Here’s how you do it:

Many people never buy the home of their dreams simply because they don't think they have enough money for the down payment. They have been told through the years that they need 10% or 20% of the purchase price in order to buy a home. Well, this is true for the conventional/conforming loan programs but not for Fremont Government loans.

So why have so many Lenders told them this?

It’s because selling homes to people with 10% or 20% down is easier than selling homes to people who have little or no money for a down payment. Most mortgage loan officers would rather go after the "easy sale" than try to help people who would rather save the down payment money for a rainy day or for current and future repairs/upgrades.

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