Real Estate and Mortgage Guide for Burnsville, MN

A short drive to the south of Minneapolis is the city of Burnsville situated in Dakota County. Lying on the banks of the Minnesota River, Burnsville is a suburb of the twin cities Minneapolis & St Paul.

Population and Number of Homes

The census of 2010 lists the population of Burnsville as slightly more than 61,000 people occupying 26,000 housing units. Based on the size of the town the population density is a little more than 2,400 people for every square mile.

In Burnsville 35 is the median age. The breakdown in age brackets is as follows

Age range Percentage of Population
Under 18 24.00%
18 to 24 9.00%
25 to 44 28.00%
45 to 64 26.00%
Over 65 11.00%

Local Economy

Although the town is a suburb of the twin cities, Burnsville has several companies with large employee rolls. The large employers are:

  • Independent School District 191
  • Northern Tool & Equipment
  • Fairview Ridges Hospital
  • Cub Foods
  • Goodrich Sensor Systems
  • Mackin Education Resources
  • Frontier Communications

Average Weather

Since the town is located in the northern part of Minnesota it is expected to have mild summers and colder winters. The highest average temps usually occur in July at around 84 degrees. In January the weather reaches its coldest point and can get down to an average of 3 degrees.

Precipitation is common throughout the year. In the spring, summer and fall rain occurs frequently with the town registering 30 inches over the total year. Over the winter months, snow fall is quite common. An average winter will have over 43 inches of total snowfall accumulation.

Universities, Colleges and Junior Colleges

Located directly in Burnsville is the Regency Beauty Institute. Within a radius of 15 miles are even more choices for colleges and universities.

  • Inver Hills Community College, located in Inver Grove Heights
  • University of St Thomas, located in St Paul
  • Normandale Community College, located in Bloomington
  • St Catherine University, located in St Paul
  • Concordia University, located in St Paul
  • Augsburg College, located in

Public School System

Independent School District 191 serves the public education needs of Burnsville. Currently, the city has two high schools

  • Cedar Alternative High School
  • Burnsville High School

There are also 3 junior high schools that provide classes for 7th through 9th grade and ten various elementary schools offering classes from kindergarten to 6th grade.

Private Schools

There are several faith-based private schools in the area. At this time, none of the schools offer classes above the 9th grade level.

Important Stats for Level of Education

For Burnsville citizens above the age of 25, here are the relevant education statistics.

  • 93% graduated from high school
  • 35% earned a bachelor’s degree
  • 10% have earned a professional or graduate degree
  • the unemployment rate is 7%

Transportation Options

The Minnesota Valley Transit Authority offers bus service among several hubs around the city and also offers routes to points of interest such as shopping malls and downtown Minneapolis. This is the only type of public transportation service offered in Burnsville.

Popular Restaurants and Other Hot Spots

Burnsville has a variety of dining options to match almost any food craving.

  • Mediterranean Cruise Cafe – Offers Mediterranean & Greek food, along with performing arts
  • Jensen’s Cafe – traditional American diner
  • Porter Creek Hardwood Grill – American grill serving steak, fowl, seafood and chicken
  • Nha Sang – Asian Fusion
  • Rack Shack – Barbecue
  • India Palace- offers Indian cuisine
  • Blue Ox Sandwich Factory – as the name suggests, specializes in sandwiches

Thanks to its prime location, Burnsville is a short drive to many well-known attractions such as Valleyfair Amusement Park, the Mall of America, and Buck Hill Ski Area. This is in addition to being minutes from Minneapolis and St Paul.


Fairview Ridges is a full-service hospital offering emergency services, orthopedic care, surgery, and childcare.

Outdoor Activities

Over 1,800 acres are spread out among 79 individual parks in Burnsville. Only about 600 acres have been developed for use such as walking trails, playground equipment, etc. The remainder of the land has been preserved for the wildlife to flourish without danger.

Burnsville Athletic Club is the major sports league. This is where young people can sign up for various sports such as

  • Baseball
  • Boys basketball
  • football
  • travel baseball for both boys and girls
  • travel team for girls fast pitch softball

Why Choose us as Your Burnsville Mortgage Lender?

We are a Mortgage Lender specializing in mortgage loans since we first opened our doors. With licensed offices in 47 states, we have the staff and the experience to meet any home loan needs.

We were named to Mortgage Executive Magazine's list of Top 100 Mortgage Companies in America. In 2018 we were awarded as a Top Mortgage Lender in Top Dollar Volume by Scotsman Guide. We were also named a Top Workplace by the Houston Chronicle for the 5th year. Finally, we were named to Inc. 5000 list of Fastest-Growing Private Companies in America.

Besides these accolades, we are proud that President Ron Zach was named to National Mortgage Professional Magazine’s list of the 40 most influential mortgage professionals under 40.

How to Buy a Home in Burnsville with Little or No Money Down

Of course you want to buy a home in Burnsville with no down payment. Who doesn’t?

Here’s how you do it:

Many people never buy the home of their dreams simply because they don't think they have enough money for the down payment. They have been told through the years that they need 10% or 20% of the purchase price in order to buy a home. Well, this is true for the conventional/conforming loan programs but not for Burnsville Government loans.

So why have so many Lenders told them this?

It’s because selling homes to people with 10% or 20% down is easier than selling homes to people who have little or no money for a down payment. Most mortgage loan officers would rather go after the "easy sale" than try to help people who would rather save the down payment money for a rainy day or for current and future repairs/upgrades.

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