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First Time Home Buyer Programs
in Wisconsin and Illinois
Announcement The first time home buyer tax
credit has been extended until April 30, 2010.
View details (on our blog)
Announcement The American Recovery and Reinvestment
Act of 2009 was just signed into law. One of the major provisions provides
a $8,000 tax credit to qualified buyers (as well as those who have not owned
a home in the last three years).
View details
We have the key to first time home buyer mortgage in Wisconsin
and Illinois
We provide many financing solutions to better fit your individual needs
in achieving the dream of homeownership.
You may qualify for one of our various financing options even if you need
100% financing, lack money for closing costs, or need extra credit flexibility.
The first step for the first time home buyer is to go through the pre-qualification
process, most real estate brokers will be asking for this information prior
to your viewing homes, this will give you a firm idea of what you can afford
and enable you to write the purchase offer with the assurance that you can
afford the home. We will also perform the following for a first time
home buyer:
- Review credit history via a credit report, how and why they work
- Explain the different types of loan products available
- Explain, "loan to value", that is the amount of money being borrowed
versus the value of the property
- Examine your debt ratio, which determines how much payment you can
afford
We offer many First Time Home Buyer programs including:
All Wisconsin
and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA, VA and
Rural Housing
Wisconsin Refinance Illinois Refinance Programs
Current
Wisconsin and Illinois Mortgage Rates
About Us
Apply or Pre-qualify
Online
Contact Us
Latest blog entries:
First Time Home Buyer Programs
January 27, 2010
Wisconsin FHA, VA and USDA’s Rural Housing programs seem to be the best
available options. These programs have been around for a long time and
are very consumer/buyer oriented. They also give the banks (that’s where
the money comes from!) some assurances that they will receive some or
all of their money back if a default occurs.
Read the rest of this entry »
First Time Homeowner Programs
January 11, 2010
Tips for Wisconsin Residents: Appleton, Madison, Milwaukee, Racine, Brookfield,
Waukesha, Wausau, Green Bay, Eau Claire, Sun Prairie, Stoughton, Middleton,
Fitchburg, De Forest.
Buying a Wisconsin house is probably the biggest purchase you’ll ever make.
Without the proper information, it can also be the most difficult. The following
steps will prepare you for the responsibilities of owning a house.
Step 1: Getting Pre-Qualified
Pre-qualification, the first step in obtaining a mortgage, is a quick comparison
of your household income, debts, employment and estimated house payments.
This step walks you through the process, verifying your eligibility, gathering
basic information, and recommending available mortgage programs.
read more
Step 2: Finding an Affordable Property
Read the rest of this entry »
First Time Home Buyer Programs in Chicago
October 10, 2009
The challenge of buying a home for the first time in Chicago, Illinois can
seem so daunting that it’s tempting to just go with the first house that
falls in your price range or continue to rent. To help you demystify the
process and get the most out of the purchase, we’ll examine what you’ll
need to consider before you buy, what you can expect from the buying process
itself, and some handy tips to make life easier after you purchase your
home.
Considerations before you buy Your first Chicago home
The first thing you’ll need to determine is what your long-term goals are
and then how home ownership fits in with those plans. It could be that you’re
simply looking to transform all those “wasted” rent payments into mortgage
payments that actually give you something tangible. Others see home ownership
as a sign of their independence and enjoy the idea of being their own landlord.
Narrowing down your big-picture home ownership goals will point you in the
right direction.
Here are five questions to ask yourself:
1. What type of home best suits your needs?
View all
First time home buyer programs
Read the rest of this entry »
First Time Homebuyer Mortgage
October 1, 2009
Purchasing a house and securing mortgage financing can be an overwhelming
process. We will walk you through the process, explain everything to you
in detail and answer all the questions you have.
The first step in purchasing a home should be to get Pre-Approved
Read the rest of this entry »
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