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First Time Home Buyer Programs
in Wisconsin, Illinois,
Minnesota and Florida
We have the key to first time home buyer programs in
Wisconsin, Illinois, Minnesota and Florida
We provide many financing solutions to better fit your individual needs
in achieving the dream of homeownership.
You may qualify for one of our various financing options even if you need
100% financing, lack money for closing costs, or need extra credit flexibility.
The first step for the first time home buyer is to go through the pre-qualification
process, most real estate brokers will be asking for this information prior
to your viewing homes, this will give you a firm idea of what you can afford
and enable you to write the purchase offer with the assurance that you can
afford the home. We will also perform the following for a first time
home buyer:
- Review credit history via a credit report, how and why they work
- Explain the different types of loan products available
- Explain, "loan to value", that is the amount of money being borrowed
versus the value of the property
- Examine your debt ratio, which determines how much payment you can
afford
We offer many First Time Home Buyer programs including:
All Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA, VA and
Rural Housing
Refinance Programs
Current
Mortgage Rates
About Us
Apply or Pre-qualify
Online
Contact Us
Latest blog entries:
Steps to Home Purchase
May 14, 2010
Some people seem to think that buying a home is like
buying a car. Simply call a loan officer, get a check,
and buy the home. The entire home purchase process is
slightly more complicated. Here is a list of general
steps that are involved with any home purchase in
Wisconsin, Illinois, Minnesota and Florida.
Read the rest of this entry
»
Prequalify for a Wisconsin Mortgage
April 14, 2010
Whether you are a Wisconsin first time home buyer, a
renter, or you are purchasing a new or second home, we
have an assortment of tools and loan programs to meet
your individual financing needs.
Read the rest of this
entry »
First Time Home Buyer Information
March 27, 2010
In the past, lenders have required at least 20% down
payment on a Wisconsin, Illinois, Minnesota or Florida home loan.
However, government mortgage programs only require you to put 3.5% down,
or even 0% down in certain geographical areas of the Wisconsin,
Illinois, Minnesota and Florida or if you are a veteran.
Read the rest of this
entry »
First Time Homebuyer Mortgage
March 17, 2010
Purchasing a house and securing mortgage financing can be
an overwhelming process. We will walk you through the process,
explain everything to you in detail and answer all the questions
you have.
The first step in purchasing a home should be to get Pre-Approved
Read the rest of this entry
»
First Time Home Buyer Programs in Chicago
February 21, 2010
We believe that the most important first step for buying a Chicago area
home is finding a loan officer and buyer’s agent that will help you:
IDENTIFY THE AREA IN WHICH TO BUY A HOME
As a home buyer, you will be better served by your agent if the agents
helps you to understand the real estate market in the area and price
range of your search. Many home buyers would like to live in a
particular geographic area. However, if their income level doesn’t
permit them to obtain financing for the price range in that geographic
area, the buyers will be losing valuable time and good homes may be
selling where they would be qualified to buy. Prices escalate monthly.
Once a home buyer makes the decision to buy their first home (First Time
Home Buyer Programs) or move up from their existing home, they need to
work with an experienced real estate agent who knows the market and is
willing to:
View all
First time home buyer programs
Read the rest of this entry »
2010 Home Buyer Tax Credits
February 5, 2010
Just a reminder that congress extended the Homebuyer Tax
Credit. First time home buyers may receive a credit up to
$8,000 on home purchases made prior to April 30, 2010.
This newly expanded bill also revises income limits and
would allow a $6,500 “move-up” buyer tax credit for those
who have lived in their current principal residence for
5 or more years.
Read the rest of this entry
»
First Time Home Buyer Programs
January 29, 2010
Illinois no money down home loans enable those who have
not been able to save for a down payment to realize the
dream of home ownership. We offer three mortgage programs
still available with little or no money down 100% financing
for all Illinois residents:
Read the rest of this entry
»
First Time Homeowner Programs
January 11, 2010
Tips for Wisconsin Residents: Appleton, Madison, Milwaukee, Racine, Brookfield,
Waukesha, Wausau, Green Bay, Eau Claire, Sun Prairie, Stoughton, Middleton,
Fitchburg, DeForest.
Buying a Wisconsin house is probably the biggest purchase you’ll ever make.
Without the proper information, it can also be the most difficult. The following
steps will prepare you for the responsibilities of owning a house.
Step 1: Getting Pre-Qualified
Pre-qualification, the first step in obtaining a mortgage, is a quick comparison
of your household income, debts, employment and estimated house payments.
This step walks you through the process, verifying your eligibility, gathering
basic information, and recommending available mortgage programs.
read more
Step 2: Finding an Affordable Property
Read the rest of this entry »
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