Racine Mortgage Loan Programs

We are committed to providing our customers with exceptional customer service. By providing our clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing.

Racine Mortgage Loan Programs - Purchase and Refinance

Whether you are looking to purchase a Racine home, refinance your existing Racine home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs. Below are some of the Racine mortgage programs we feature:

Racine Purchase Programs:	Racine Refinance Programs:
First Time Home Buyer	Refinance
No Money Down (100% Financing)	Cash Out Refinance
FHA Mortgage Loans	FHA Streamline Refinance
VA Mortgage Loans	Debt Consolidation Loans
Jumbo Mortgage Loans	FHA Mortgage Loans
Freddie Mac Home Possible	VA Mortgage Loans
Government Mortgage Loans	Freddie Mac Home Possible
Rural Housing	100% Financing
NEW Jumbo VA Loans	My Community Mortgage
Fannie Mae Flex 97	Jumbo Mortgage Loans
My Community Mortgage	80/10 Combo Loans
New Construction Loans	Interest Only Loans
Lot Loans	NEW Jumbo VA Loans
Interest Only Loans	Lender Paid Mortgage Insurance
80/10 Combo Loans	Less Than Perfect Credit
Less Than Perfect Credit	Fannie Mae Flex 97
Lender Paid Mortgage Insurance	Lot Loans
40 Year Home Mortgage Loan	Combo Interest Only Loans
Combo Interest Only Loans	Non Owner Occupied - Investment Property
Non Owner Occupied/Investment Property	2nd Mortgage / Home Improvement Loan
Other Racine mortgage home loan program features: Purchase loans with 5%, 3% and 0% down! 30 yr and 15 yr fixed loans, 1, 3, 5 & 7 year ARM loans, adjustable with low rates Lender Paid PMI - One Conventional Loan - You do not pay PMI Lock your rate for up to 180 days Buy down loans to reduce your initial interest rate No point, No fees loans No point, No fees, No closing cost loans available Lock or float your rate when you apply Home Improvement 2nd mortgage

All Wisconsin and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Wisconsin Refinance Illinois Refinance Programs

Current Wisconsin and Illinois Mortgage Rates
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Recent Racine mortgage posts on our blog:

Wisconsin First Time Home Buyer FHA Mortgage
June 4th, 2009

Menomonee Falls, Brookfield, Racine, Waukesha Wisconsin First Time Home Buyers are Returning to FHA Loans

FHA mortgages are becoming popular again in Wisconsin! It's an institution that has been around for a long time, since June 27, 1934. The Department of Housing & Urban Development folded the Federal Housing Administration (FHA) under its umbrella in 1965.

Blemished Credit History
If your credit is less than perfect, FHA might be the loan for you. You may qualify for an FHA loan even though you have had financial problems. A Bankruptcy won't stop you from qualifying so long as it is 2 years out and you have reestablished credit with no late payments, collections or judgments since the bankruptcy.

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No Money Down Rural Mortgage Loans
April 2nd, 2009

USDA Rural Development's mission is to deliver programs in a way that will support increasing economic opportunity and improve the quality of life of rural residents.

Wisconsin and Illinois USDA rural housing loan programs offer flexible, common sense underwriting guidelines, relaxed credit requirements, no PMI (private mortgage insurance) options, the ability to finance closing costs into the loan amount, lenient seller concessions, and rates that are comparable to, if not better than, conventional fixed rate mortgage programs.

Whether you are located in Wisconsin or Illinois we are here to help you obtain your conforming mortgage, FHA mortgage, VA mortgage or USDA Rural Housing Mortgage loan purchase or refinance at the best rate possible.

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