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Appleton Mortgage
Refinance and Purchase Loans
We are a full-service mortgage lender —
including originators, loan processors, underwriters and closers under
one roof. We take care of our customers from the very beginning and long
after you close on your home. Our support team is the best in the
business!
We are committed to providing our customers with exceptional
customer service. By providing our clients with sound, expert advice as
to the many different loan programs and options available, we hope to
take some of the mystery out of mortgage financing.
Appleton Mortgage Programs
- Purchase and Refinance
Whether you are looking to purchase an
Appleton home, refinance your existing Appleton home, get a home
improvement loan, or consolidate your debts, we have a loan program to
fit your needs. Below are some of the Appleton mortgage programs we
feature:
Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA, VA
and
Rural Housing
Refinance Programs
Current Mortgage Rates
About Us
Apply or
Pre-qualify Online
Contact Us
Recent Appleton mortgage posts on our blog:
Features of FHA Loans That Help the First Time Home
Buyer
The FHA home loan has been the poster child for first
time home buyers for several years, and with good
reason. The low down payment, the generous loan amounts,
and the low private mortgage insurance rates have been a
real boost to helping many people acquire their first
home. There are some other features of the FHA loan that
some people may not fully understand.
Read the rest of this entry
»
FHA Mortgage Loans Purchase and Refinance
Minnesota, Florida, Wisconsin and Illinois FHA mortgage
loans are currently available only to homes that fit under the specified
mortgage limits which can be found here FHA Mortgage Limits. These loans
allow for a low 3.5% down payment, have great interest rates due to
being insured by the Federal Housing Administration, allows for less
than perfect credit and makes it much easier to qualify due to FHA
insuring the home loan. The 3.5% down payment can be paid by a relative
as a gift.
Read the rest of this entry »
FHA Refinances Still Strong after Recent Changes
FHA recently changed their upfront mortgage insurance
premium. This should NOT keep you from using the FHA
program! The FHA changes will help protect the program
from disappearing as many mortgage options have in
recent times.
Even with slightly higher premiums it only amounts to a
0.005%
increase in the upfront
mortgage insurance premium. This program can
still help many homeowners refinancing their mortgage
including Appleton FHA loans:
Read the rest of this
entry »
No Down Payment Rural Housing Loans
USDA Rural home loans are loans available for people who
live in rural or country areas, and are meant to make owning Wisconsin
homes in those rural areas affordable for the average homebuyer.
Wisconsin USDA Rural Housing loans are optimal for first time home
buyers in approved Rural Housing Service areas. USDA loans have a 2%
funding fee which can be added to the loan amount and financed into the
loan.
Read the rest of this
entry »
Conventional, VA and FHA Loans Prequalify for a Purchase and Refinance
FHA allows single family homes, duplexes, 2-4 unit
properties, low and high rise condos, townhouse, 2nd homes, PUDS, and
many others. Refinance or purchase now to get a lower rate, turn your
adjustable into a fixed rate and get fast cash. FHA refinance Loans are
a great way to consolidate debt into one easy monthly payment.
Our most popular Wisconsin refinance and purchase
programs offered for Germantown, Mequon, Sussex, Muskego, Milwaukee
Wisconsin first time home buyer, VA, FHA, Refinance, No Money Down are
listed below:
Conventional/Conforming, FHA and VA Refinance and
purchase in Wisconsin:
Our
FHA page
Read the rest of this entry »
Wisconsin VA
Loans
Today’s blog post is going to look at the many misconceptions about VA
loans in Wisconsin. Whether it was the broker giving the wrong
information or finding outdated information from non-reliable websites -
it was evident that for whatever reason, the facts about VA Loans were
getting distorted.
Over the years - I’ve heard it all. I thought it would be a good idea to
take a look at the 7 most common myths I’ve heard about Wisconsin VA
Loans:
Read the rest of this entry »
First Time Home Buyer Programs
First Time Home Buyer Tips for Wisconsin
Residents: Appleton, Madison, Milwaukee, Racine, Brookfield, Waukesha,
Wausau, Green Bay, Janesville, Sun Prairie, Stoughton, Middleton,
Fitchburg, De Forest.
Many people think they need to have stellar
credit and no debt in order to get a Wisconsin home loan. That’s just
not true. Different loan programs have different credit score
qualifications. Some programs will accept credit scores as low as 620.
For those of you who haven’t established credit, or don’t have an
extensive credit history, other programs will even allow you to use
alternative credit (rental history, utility bill history, etc) to
qualify.
How Often Should I Check My Credit?
Read the rest of this entry »
FHA Mortgage Home Loans in Appleton
The requirements demand that the applicant for a cash out refinance loan
has occupied the premises for at least twelve months, and that payments
on the current mortgage have been on time for at least twelve months. A
cash out refinance loan cannot be more than the FHA conventional loan
limit for the area of the house being refinanced. One of the benefits of
Wisconsin and Illinois FHA mortgage loans is that those borrowers with
less than perfect credit can often still qualify for a mortgage.
The program comes with no prepayment penalty and can allow you to
refinance out of a higher risk Sub-Prime (Bad Credit Loan), Adjustable
Rate Mortgage, or other type of loan product, to an FHA program without
having to jump through a whole lot of hoops.
FHA loans are available to all Wisconsin and Illinois residents
including FHA loans in Chicago, Milwaukee, Appleton fha loans, Green
Bay, La Crosse, Middleton, Fitchburg, Sun Prairie, Racine, Brookfield,
Waukesha, Whitefish Bay, Glendale, Shorewood, West Allis, Greenfield,
Elm Grove, Brown Deer, Wauwatosa, Wausau and Madison.
Read the rest of this entry »
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