Verona is a fast growing suburban community located just southwest of Madison. Known for its high quality of life, strong school district, extensive parks and trails, and the presence of Epic Systems, Verona blends small city charm with modern amenities.
The community offers a mix of family friendly neighborhoods, new developments, and easy access to the Madison metro area.
Population and Number of Homes
Verona has a population of approximately 14,000 residents, with the broader Verona area exceeding 20,000 people when including nearby rural neighborhoods.
The city contains around 5,500 housing units. The median age in Verona is about 38. Age distribution is as follows:
- 27 percent under age 18
- 7 percent between 18 and 24
- 32 percent between 25 and 44
- 23 percent between 45 and 64
- 11 percent age 65 or older
History
Verona was settled in the mid 1800s and developed as an agricultural community with strong ties to Madison. The city grew steadily throughout the twentieth century, but its most significant growth occurred after Epic Systems established its headquarters in Verona.
The company’s presence transformed the local economy and spurred residential and commercial development. Today, Verona is one of the fastest growing communities in Dane County.
Neighborhoods
Verona features a mix of established neighborhoods, new subdivisions, and rural residential areas. Notable neighborhoods include:
- Downtown Verona with shops, restaurants, and community events
- Cathedral Point with newer homes and parks
- East View neighborhood with schools and recreation
- Westridge and Scenic Ridge with suburban style homes
- Rural Verona with farms, open land, and country living
Housing Market Overview
Verona offers a diverse housing market with options ranging from older homes to new construction and modern subdivisions. The city is known for its strong property values and high demand due to its school district and proximity to Epic Systems.
New developments continue to expand on the west and south sides of the city.
Local Economy
Verona’s economy is supported by technology, healthcare, education, retail, and professional services. Epic Systems is the largest employer in the region and has a major influence on local housing, transportation, and business growth.
Major employers in and around Verona include:
- Epic Systems
- Verona Area School District
- UW Health and SSM Health facilities in the region
- Local retail and service businesses
- Technology and professional firms in the Madison metro area
Business Districts
Verona features several commercial and business districts that support local residents and visitors. Key areas include:
- Downtown Verona with restaurants, cafés, and boutiques
- East Verona commercial corridor with retail and services
- Epic Systems campus with thousands of employees
- Highway M and Highway 18 corridors with new development
Average Weather
Verona experiences a typical southern Wisconsin climate with warm summers and cold winters. Average July highs reach around 82 degrees, while average January lows fall to about 10 degrees. Annual snowfall averages roughly 45 inches, and rainfall totals about 34 inches per year.
Parks, Trails, and Outdoor Recreation
Verona is known for its extensive parks and trail system, including access to the Military Ridge State Trail. Popular destinations include:
- Fireman’s Park with a beach and lake
- Badger Prairie County Park
- Military Ridge State Trail
- Harriet Park
- Local sports fields and playgrounds
Universities, Colleges and Junior Colleges
While Verona does not have its own college campus, it is close to several higher education institutions in the Madison area. Local and nearby options include:
- University of Wisconsin Madison
- Madison College
- Edgewood College
- Herzing University
Public School System
Verona is served by the Verona Area School District, one of the highest rated districts in Wisconsin. The district operates several elementary schools, two middle schools, and one high school. The main high school is:
- Verona Area High School
Private Schools
Verona offers several private and faith based school options serving preschool through middle school. Notable private schools include:
- St. Andrew Catholic School
- Verona Montessori School
- Local early childhood centers
Important Stats for Level of Education
Educational attainment in Verona is high due to the influence of Epic Systems and the Madison metro workforce. For residents age 25 and older:
- Approximately 97 percent have graduated high school
- About 55 percent hold a bachelor’s degree or higher
- Median household income is around 105,000 dollars
- The unemployment rate is approximately 2 percent
Transportation Options
Verona offers convenient transportation access throughout Dane County. Transportation options include:
- Highway 18 and Highway 151 access
- Local roads connecting to Fitchburg and Madison
- Dane County Regional Airport nearby
- Bike paths and pedestrian friendly areas
Commuting and Connectivity
Verona is a popular choice for commuters due to its proximity to Madison and major employment centers. The city’s highway network supports easy travel to downtown Madison, the UW campus, and surrounding communities.
Parks and Recreation
Verona has a strong focus on outdoor recreation, with parks, trails, and natural areas throughout the region. Popular destinations include:
- Badger Prairie County Park
- Fireman’s Park Beach
- Military Ridge State Trail
- Local sports complexes
- Neighborhood parks and green spaces
Sports and Athletics
Verona supports a variety of youth and adult sports programs through its school district and local organizations. Popular activities include soccer, baseball, hockey, tennis, and community recreation leagues.
Arts and Culture
Verona has a growing arts community supported by local events, galleries, and cultural institutions. Highlights include:
- Verona Public Library events
- Local music performances
- Community festivals and celebrations
- Nearby cultural attractions in Madison
Shopping and Nightlife
Verona offers a mix of local boutiques, specialty shops, and dining options. Popular shopping and nightlife areas include:
- Downtown Verona
- East Verona commercial corridor
- Local cafés and restaurants
- Nearby retail centers in Fitchburg and Madison
Popular Restaurants and Other Hot Spots
Verona has a diverse dining scene with a mix of local favorites and casual establishments. Popular restaurants include:
- Avanti Italian Restaurant
- Hop Haus Brewing Company
- 5th Quarter Bar and Grill
- Jordandal Cookhouse
- Tuvalu Coffeehouse
Other attractions include the Verona Ice Arena, Fireman’s Park Beach, and the scenic countryside surrounding the city.
Hospitals
Verona and the surrounding area offer several full service hospitals and medical centers. Major facilities include:
- UW Health hospitals in Madison
- SSM Health St. Mary’s Hospital
- UnityPoint Health Meriter Hospital
Annual Events and Festivals
Verona hosts numerous community events throughout the year that draw residents from across Dane County. Popular events include:
- Hometown Days Festival
- Verona Wine and Chocolate Walk
- Downtown summer concerts
- Holiday celebrations and parades
- Seasonal farmers markets
Government and Public Services
Verona operates its own police, fire, and public works departments, along with a wide range of community services. The city maintains essential infrastructure and supports residents through various programs and initiatives.
Libraries and Community Resources
The Verona Public Library offers books, digital resources, community programs, and meeting spaces. The library hosts workshops, children’s activities, and cultural events throughout the year.
Why Choose Us as Your Verona Mortgage Lender?
Choosing the right mortgage lender matters. We combine local expertise with a full suite of loan programs to help buyers, homeowners, investors, and self‑employed borrowers achieve their goals with clarity and confidence. Our team provides personalized guidance from application to closing, backed by fast communication and a partner‑first approach.
Local Knowledge, National Strength
We understand the Verona market and the unique needs of buyers in this area. Our loan officers, processors, and support teams work together to deliver a smooth, transparent experience whether you’re purchasing, refinancing, or investing.
Programs for Every Type of Buyer
We offer a wide range of mortgage solutions designed to fit different financial situations and property types. Our programs include:
- Conventional Loans
- FHA Loans
- VA Loans for eligible veterans and service members
- USDA Loans for qualifying rural areas
- Jumbo and high‑balance loans
- Bank Statement Loans for self‑employed borrowers
- DSCR Loans for real estate investors
- Condo financing, including warrantable and select non‑warrantable buildings
- Low‑down‑payment options for first‑time buyers
Fast, Clear, and Responsive
We prioritize communication and efficiency. From prequalification to closing, our team keeps you informed at every step. Our streamlined process helps reduce delays, minimize surprises, and keep your transaction moving forward.
Dedicated Support from Start to Finish
Our loan teams and branch partners work closely with buyers, homeowners, and real estate professionals to ensure a smooth experience. We take the time to understand your goals, answer your questions, and recommend the best loan options for your situation.
A Partner‑First Culture
We believe in building long‑term relationships based on trust, transparency, and exceptional service. Our commitment to doing what’s right for our customers has earned us strong reviews, repeat business, and industry recognition.
Whether you’re buying your first home, upgrading, investing, or refinancing, we’re here to help you navigate the mortgage process with confidence.
Home Financing Options in Verona
Buying a home in Verona doesn’t require a one‑size‑fits‑all mortgage. Whether you’re a first‑time buyer, a move‑up buyer, an investor, or someone with non‑traditional income, there are multiple loan programs designed to fit different financial situations and property types. Many buyers are surprised to learn how flexible today’s mortgage options really are.
Low‑Down‑Payment and No‑Down‑Payment Options
You don’t need 20 percent down to buy a home. In fact, many buyers qualify for programs that require little or no out-of-pocket money. These include:
- FHA Loans – 3.5 percent down with flexible credit guidelines
- VA Loans – 0 percent down for eligible veterans and active‑duty service members
- USDA Loans – 0 percent down for qualifying rural areas
- Conventional 3 percent down programs for first‑time buyers
These programs are designed to make homeownership more accessible, even if you haven’t saved a large down payment.
Family Opportunity Mortgage
The Family Opportunity Mortgage is designed for situations where one family member wants to help another purchase a home. This program allows qualifying buyers to purchase a property for an elderly parent, a child with disabilities, or a college‑aged student without treating the loan as an investment property. This often results in lower rates, lower down payments, and more flexible qualification guidelines.
- Buy a home for an aging parent who cannot qualify on their own
- Provide housing for an adult child with disabilities
- Qualify using primary‑residence terms instead of investment‑property terms
This program can be a powerful solution for families who want to support loved ones while also benefiting from more favorable mortgage terms.
Financing Options for Self‑Employed Borrowers
Self‑employed buyers often have high income but limited W‑2 documentation. Bank Statement Loans allow qualifying borrowers to use business or personal bank statements to verify income instead of tax returns. This can be a great fit for entrepreneurs, freelancers, and independent contractors.
Investor and Rental Property Loans
Real estate investors have access to specialized programs that make purchasing rental properties easier. DSCR (Debt Service Coverage Ratio) Loans qualify based on the property’s rental income rather than the borrower’s personal income. This is ideal for investors building or expanding a rental portfolio.
Jumbo and High‑Balance Loans
For higher‑priced homes, Jumbo Loans offer competitive rates and flexible terms. These programs are designed for buyers who need loan amounts above conventional limits and often include options for lower down payments than many people expect.
Condo Financing
Condos require specific financing guidelines, and not all lenders specialize in them. We offer FHA, VA, conventional, and non-conventional condo financing, including options for warrantable and select non‑warrantable buildings. This helps buyers access more properties with confidence.
Refinance and Equity Options
Homeowners looking to lower their payment, shorten their loan term, or access equity have several refinance options. Cash‑out refinances can help fund home improvements, debt consolidation, or other financial goals.
Which Program Fits You?
Every buyer’s situation is different. Your income, credit, property type, and long‑term goals all play a role in determining the best mortgage program. Whether you’re buying your first home, upgrading, investing, or refinancing, we can help match you with the loan that fits your needs.
