Real Estate and Mortgage Guide for Woodbury, MN

One of the many suburbs of the Twin Cities, Woodbury is located within Washington County. The town is located on the east side of St Paul, MN.

Population and Number of Homes

The official 2010 census states that 61,961 people lived in Woodbury. However, an estimated count performed in 2012 shows that the population has grown to 64,496. With 23,568 housing units the number of people per square mile is 1,784

The breakdown of the population is as follows

Age Group Percent of Population
Under 18 29.60%
18 to 24 6.20%
25 to 44 29.60%
45 to 64 26.30%
Over 64 8.30%

Based on this breakdown 35 is the median age.

Local Economy

Based on revenue dollars, the biggest industry in Woodbury is retail. Woodbury Village and Tamarack Village are the largest retail centers that attract a number of shoppers. Another retail center, Woodbury Lakes, was completed in 2005

Based on number of employees per business, here is a list of the top employers in the city of Woodbury

  • Woodwinds Health Campus with 850+ employees
  • Woodbury Healthcare Center with 340 employees
  • Summit Orthopedics with 300 employees
  • Assurant with 280+ employees

The largest employer in the city is South Washington School district which provides jobs to over 1,000 people.

Average Weather

Woodbury enjoys 4 true seasons during the year. There are 190+ days with sunshine across the course of a typical year. During the year an average of 31 inches of rain will fall on the city. In the winter months, snowfall is quite common. A total of 49 inches of snow usually falls on the city over the course of a normal winter.

The hottest time of the year occurs in mid-July when the temperature can reach 83 degrees. The coldest time of the year occurs in January when the temperature can drop to 5 degrees.

Universities, Colleges and Junior Colleges

Located within Woodbury are Globe University – Woodbury campus and the Minnesota School of Cosmetology. Within a radius of 15 miles of Woodbury are several other universities and colleges

  • Metropolitan State University
  • Century College
  • Concordia University – St Paul campus
  • Inver Hills Community College
  • St Paul College
  • Hamline University
  • Macalester College

Public School System

The vast majority of students in Woodbury attend one of two high schools; East Ridge High School or Woodbury High School. Both of these schools are operated by South Washington County School District.

Two middle schools also serve the students of Woodbury.

The charter school, Minnesota Math and Science Academy, is within Woodbury as well.

Private Schools

There are two private schools in Woodbury, New Life Academy and St Ambrose. New Life Academy is the only private school that offers classes to the 12th grade.

Important Stats for Level of Education

For the people in Woodbury over the age of 25, here are the important education statistics.

99.3% graduated from high school
59.4% earned a bachelor’s degree
21.5% earned a professional or graduate degree
The unemployment rate is 2%

Transportation Options

At this time there are no public transportation options in Woodbury.

Popular Restaurants and Other Hot Spots

Woodbury is home to a number of restaurants that cover a wide range of cuisines.

  • Akita Sushi & Hibachi – Japanese steakhouse and sushi bar
  • The Woodbury Café- serves breakfast and brunch
  • Yang’s Chinese Restaurant – Chinese menu
  • India Palace – Indian cuisine
  • Thanh Truc – Vietnamese specialties
  • Lakes Tavern & Grill – traditional American grill and bar
  • Smashburger – burger specialty restaurant
  • Deleo Bros Pizza – Italian menu along with pizza
  • Acapulco Restaurante – Mexican menu

Hospitals

There are three major medical centers in Woodbury

  • Healtheast Woodwinds Hospital
  • Woodbury Health Care Center
  • Jane Dickman Center

Outdoor Activities

45 different parks are located in Woodbury. All combined, the parks cover 3,000 acres. Along with the actual parks are over 100 miles of paved trails. These trails link several of the parks together.

A private golf course, Prestwick, as well as a public course, Eagle Valley, is both within Woodbury.

Each summer Ojibway Park hosts the Woodbury Days event. This covers a few days and provides a carnival, fireworks show, parade, live music and booth space to local shops.

Why Choose us as Your Woodbury Mortgage Lender?

Inlanta Mortgage has been a banker specializing in mortgage loans since we first opened our doors in 1993 in Brookfield, WI. With licensed offices in 16 states we have the staff and the experience to meet any home loan need.

Scotsman Guide named Inlanta Mortgage as a Top mortgage Lender for the year 2013 and Milwaukee Journal listed us as one of the Top Workplace for the years 2014 and 2015. For three years straight, from 2011 to 2013 Mortgage Executive Magazine listed Inlanta as part of the Top 100 Mortgage Companies in America as well as part of the 50 Best Companies to Work For. Besides these accolades we are proud that Scotsman Guide's #1 USDA Rural Development Loan Originator works for Inlanta and that this individual has reached the status of Platinum Million Dollar USDA Lender as noted by the USDA Rural Housing association.

How to Buy a Home in Woodbury with Little or No Money Down

Of course you want to buy a home in Woodbury with no down payment. Who doesn’t?

Here’s how you do it:

Many people never buy the home of their dreams simply because they don't think they have enough money for the down payment. They have been told through the years that they need 10% or 20% of the purchase price in order to buy a home. Well, this is true for the conventional/conforming loan programs but not for Woodbury Government loans.

So why have so many Lenders told them this?

It’s because selling homes to people with 10% or 20% down is easier than selling homes to people who have little or no money for a down payment. Most mortgage loan officers would rather go after the "easy sale" than try to help people who would rather save the down payment money for a rainy day or for current and future repairs/upgrades.

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