Overview of the Loan Process / Refinance Steps

Overview | Pre Qualification | Pre Approval | Processing | Underwriting | Pre Closing | Closing | Servicing |
Purchase Steps | Refinance Steps

Unfortunately, this leads many people to stick with their current financing, when they could be reaping the rewards of lower payments, extra cash or a shorter mortgage term. Our Refinance Service is here to do all of this analysis work for you. Our knowledge and experience allow us to quickly match a refinancing plan to your needs and to ensure that you get the best terms available. Perhaps most importantly, we can help you answer everyone's initial question: is refinancing worth it for me?

Key elements:

• Loan program analysis (Your loan officer will custom tailor a loan program that works for you.)
• Cost versus no-cost refinance (What is the break-even point?)
• Term analysis (Should I consider going from a 30-year to a 15-year mortgage?)
• Cash-out analysis (Should I borrow more money than I currently owe?)
• Accelerated payment analysis
• Principal reduction analysis
• Goals analysis (Will refinancing keep me on track with my long term goals?)