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Let us shine some
light on your options!
We have a variety of programs tailored for borrowers that have
a less-than perfect credit history.
Many potential homebuyers come to us after they have been turned
down elsewhere, and often by numerous lenders. The primary difference
between us and other lenders is that we view low credit scores,
low income, low home equity, and marred credit histories simply
as unique challenges rather than impossible obstacles. Although
our loan officers do not perform miracles, they are incredibly
skilled at finding solutions for difficult circumstances.
Collections and Charge offs:
We will begin by getting an understanding of the collections
and charge offs on your record. Then we will evaluate your credit,
analyze your income, and make an assessment of your home’s value
and any remaining debts you have. After that, we’ll get to work
on refinancing your home, financing a new home purchase, or
simply getting you some cash. Best of all, your satisfaction
is so important to us, your application is free and can be processed
today.
No or Little Credit:
We understand the frustration many people experience by the
Catch-22 of credit building — most lenders won’t give credit
without an established credit record, but you can’t establish
credit without it being granted by a lender. We want to reverse
this trend. We believe there are other factors that compensate
for a lack of credit. We make it possible to get a great loan
with little to no credit.
We have several programs designed specifically for borrowers
with no credit history. Knowing which program fits your situation
best is what differentiates us from the rest. Our loan officers
are eager to work with unique credit scenarios and are proud
to offer unexpected solutions.
Contact us
today or for more information you can fill out our
Online Application.
We’ll ask a few questions about your employment and income and
then we’ll get to work on financing your new home purchase.
We look forward to working with you.
All Wisconsin and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA,
VA and
Rural Housing
Wisconsin Refinance Illinois Refinance Programs
Current Wisconsin and Illinois Mortgage Rates
About
Us
Apply or Pre-qualify Online
Contact
Us
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