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Let us shine some
light on your options!
We have a variety of programs tailored for borrowers that
have a less-than perfect credit history.
Many potential homebuyers come to us after they have been
turned down elsewhere, and often by numerous lenders. The
primary difference between us and other lenders is that we
view low credit scores, low income, low home equity, and
marred credit histories simply as unique challenges rather
than impossible obstacles. Although our loan officers do not
perform miracles, they are incredibly skilled at finding
solutions for difficult circumstances.
Collections and Charge offs:
We will begin by getting an understanding of the
collections and charge offs on your record. Then we will
evaluate your credit, analyze your income, and make an
assessment of your home’s value and any remaining debts you
have. After that, we’ll get to work on refinancing your
home, financing a new home purchase, or simply getting you
some cash. Best of all, your satisfaction is so important to
us, your application is free and can be processed today.
No or Little Credit:
We understand the frustration many people experience by the
Catch-22 of credit building — most lenders won’t give credit
without an established credit record, but you can’t
establish credit without it being granted by a lender. We
want to reverse this trend. We believe there are other
factors that compensate for a lack of credit. We make it
possible to get a great loan with little to no credit.
We have several programs designed specifically for
borrowers with no credit history. Knowing which program fits
your situation best is what differentiates us from the rest.
Our loan officers are eager to work with unique credit
scenarios and are proud to offer unexpected solutions.
Contact us
today or for more information you can fill out our
Online
Application. We’ll ask a few questions
about your employment and income and then we’ll get to work
on financing your new home purchase. We look forward to
working with you.
All Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA,
VA and
Rural Housing
Refinance Programs
Current Mortgage Rates
About
Us
Apply or Pre-qualify Online
Contact Us
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