Stoughton Wisconsin Mortgage Home Loans

We are committed to providing our customers with exceptional customer service. By providing our clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing.

Stoughton Mortgage Programs: Purchase and Refinance

Whether you are looking to purchase a Stoughton home, refinance your existing Stoughton home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs. Below are some of the Stoughton mortgage programs we feature:

Stoughton Purchase Programs:	Stoughton Refinance Programs:
First Time Home Buyer	Refinance
No Money Down (100% Financing)	Cash Out Refinance
FHA Mortgage Loans	Debt Consolidation Loans
VA Mortgage Loans	FHA Streamline Refinance
USDA Rural Housing	FHA Mortgage Loans
Government Mortgage Loans	VA Streamline Refinance (IRRRL)
Jumbo Mortgage Loans	VA Mortgage Loans
Jumbo VA Loans	Freddie Mac Open Access Refinance (Freddie to Freddie)
Freddie Mac Home Possible	Fannie Mae DU Refi Plus (Fannie to Fannie Refinance)
My Community Mortgage	Freddie Mac Home Possible
Interest Only Loans	My Community Mortgage
80/5 Combo Loans	Jumbo Mortgage Loans
Less Than Perfect Credit	80/5 Combo Loans
Lender Paid Mortgage Insurance	Interest Only Loans
40 Year Home Mortgage Loan	Lender Paid Mortgage Insurance
Combo Interest Only Loans	Less Than Perfect Credit
Non Owner Occupied/Investment Property	Non Owner Occupied - Investment Property
FHA 203k Rehab Loans	FHA 203k Rehab Loans
Reverse Mortgages	Reverse Mortgages
Conventional Financing	Conventional Financing
Other Stoughton mortgage loan program features: Purchase loans with 5%, 3% and 0% down! 30 yr and 15 yr fixed loans, 1, 3, 5 & 7 year ARM loans, adjustable with low rates Lender Paid PMI - One Conventional Loan - You do not pay PMI Lock your rate for up to 180 days Buy down loans to reduce your initial interest rate No point, No fees loans No point, No fees, No closing cost loans available Lock or float your rate when you apply Home Improvement 2nd mortgage

Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Refinance Programs

Current Mortgage Rates
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Recent Stoughton mortgage posts on our blog:

Stoughton Refinance: FHA, VA, USDA, Cash Out, Conventional, Jumbo
January 18, 2010

There are many reasons to refinance your Stoughton WI mortgage. First, Stoughton mortgage rates continue to be at historic lows and current rates may be lower than when you first got your mortgage. If the current rates are 1 percentage points below your current rate (or a savings of at least $100/month) , it might be time to refinance.

We offer conventional, FHA, VA, jumbo, interest only Stoughton refinance programs.

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Rural Housing Mortgage Loans
May 20, 2009

The Wisconsin USDA home loan has a lot of great features but now it's just about the only 100%+ Loan To Value (LTV) mortgage product that is available.

Rural housing does not mean that the subject property must be located in a "rural area" or that it must involve small acreage. Many areas in both Wisconsin and Illinois are eligible for rural housing loans and can be checked from the links above.

Rural housing loans (guaranteed) are available to moderate income applicants. Rural borrowers who on average pay higher interest rates for shorter term loans, now have greater access to 30 year fixed rate loans at market interest rates through this program.

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