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Eau Claire Mortgage and Home
Loan Programs
We are committed to providing our customers
with exceptional customer service. By providing our clients with sound,
expert advice as to the many different loan programs and options available,
we hope to take some of the mystery out of mortgage financing.
Eau Claire Mortgage Programs
- Purchase and Refinance
Whether you are looking to purchase an
Eau Claire home, refinance your existing Eau Claire home, get a home improvement
loan, or consolidate your debts, we have a loan program to fit your needs.
Below are some of the Eau Claire mortgage programs we feature:
Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including
FHA, VA
and
Rural Housing
Refinance Programs
Mortgage Rates
About
Us
Apply or
Pre-qualify Online
Contact
Us
Recent blog posts:
Refinance Mortgage Loans in Wisconsin
August 24, 2009
As Wisconsin mortgage rates remain historically low as a result of the
federal government purchasing more and more mortgage-backed securities,
home owners can still save hundreds of dollars a month on their monthly
mortgage payment, and tens of thousands of dollars over the term of
their mortgage. However, the crucial question remains: how do I know if
a
Wisconsin refinance is right for me?
This article gives pointers of what to think about when refinancing your
Wisconsin home. Refinance loans are also available in major Wisconsin
cities including Appleton, Fitchburg, Stoughton, Sun Prairie, Racine,
Wausau, Green Bay, Milwaukee and Madison.
Read the rest of this entry »
Wisconsin No Money Down Mortgages Still Exist: FHA, VA and USDA
August 21, 2009
Truly there are only three programs that qualify for a no money down
purchase and only two that don't require gift funds to obtain them.
USDA Rural Housing
Federal VA Loans
FHA Loans
We are your local Wisconsin no money down mortgage banker.
No down payment loans are available in Wisconsin including Waukesha, Appleton,
Green Bay, Racine, Brookfield, Middleton, Milwaukee, Sun Prairie, Stoughton
WI and Madison.
Contact us for questions or additional
information
Wisconsin USDA Rural Housing Mortgage:
Wisconsin USDA Rural Housing is one of the best programs that we offer.
Unfortunately for some, the area and income limits can be restrictive, and
you may not qualify. But, before you are too discouraged, USDA just raised
the income limits which can be viewed on our no money down
Rural Housing program page on our site. You can view area limits as
well. Lager communities are not eligible including Madison, Middleton, Milwaukee,
Sun Prairie and Fitchburg.
The Rural Housing program is pretty much the only mortgage program still
available that lets you finance up to 100% of the appraised value (normally
it would be 100% of the purchase price). There is a one time fee of 2% that
USDA does charge to take part in their program but that can be rolled into
the loan amount up to 102% financing of the appraised value. Monthly mortgage
insurance is not required.
Wisconsin VA Mortgage:
Read the rest of this entry »
FHA Refinance, Cash Out Refinance and Streamline Refinance Mortgage Loans
May 5th, 2009
Illinois and Wisconsin FHA streamline refinance loans,
rate and term refinancing and home purchase loans are available to 97%.
FHA cash out refinance loans are available to 95%.
FHA Refinance:
FHA refinance loans are the ideal mortgage
vehicle for mortgage loans under $417,000 because they are guaranteed by
the federal government so that if the borrower defaults, the lender will
be able to recoup its investment because an FHA refinance loan is insured.
FHA Cash Out Refinance:
Cash out refinancing is another popular type of FHA home loan that many
homeowners use to obtain capital for home repairs, remodeling and debt consolidation.
Cash Out Refinancing Loans with FHA In order to get the most benefit from
refinancing your mortgage, it is often best to consider refinancing after
you have had time to build up a significant amount of equity in your home.
Cash-Out up to 95% of your properties value.
FHA refinance, cash out refinance and streamline refinance mortgage loans
are available to all Wisconsin and Illinois residents.
Read the rest of this entry »
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