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Mount Prospect Mortgage and Home Loan Programs

Your Illinois and Wisconsin mortgage broker, offering you the competitive rates and pricing for your new home purchase. We have a full menu of Mount Prospect mortgage products available to satisfy the needs of all borrowers. Our ultimate goal is to help you achieve the American dream of Home Ownership! In addition to new home purchases, we will gladly assist you with your Mount Prospect refinancing needs as well.

We are
committed to providing our customers with exceptional customer service. By providing our clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing.

Mount Prospect Mortgage
Programs
: Purchase and Refinance

Whether you are looking to purchase a Mount Prospect home, refinance your existing Mount Prospect home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs. Below are some of the programs we feature:

Purchase Programs: Refinance Programs:
First Time Home Buyer Refinance
No Money Down (100% Financing) Cash Out Refinance
FHA Mortgage Loans FHA Streamline Refinance
VA Mortgage Loans Debt Consolidation Loans
Jumbo Mortgage Loans FHA Mortgage Loans
Freddie Mac Home Possible VA Mortgage Loans
Government Mortgage Loans Freddie Mac Home Possible
Rural Housing 100% Financing
Jumbo VA Loans My Community Mortgage
Fannie Mae Flex 97 Jumbo Mortgage Loans
My Community Mortgage 80/10 Combo Loans
Interest Only Loans Interest Only Loans
80/10 Combo Loans Jumbo VA Loans
Less Than Perfect Credit Lender Paid Mortgage Insurance
Lender Paid Mortgage Insurance Less Than Perfect Credit
40 Year Home Mortgage Loan Fannie Mae Flex 97
Combo Interest Only Loans Combo Interest Only Loans
Non Owner Occupied/Investment Property Non Owner Occupied - Investment Property

Other Mount Prospect mortgage program features:


Purchase loans with 5%, 3% and 0% down!
30 yr and 15 yr fixed loans, 1, 3, 5 & 7 year ARM loans, adjustable with low rates
Lender Paid PMI - One Conventional Loan - You do not pay PMI
Lock your rate for up to 180 days
Buy down loans to reduce your initial interest rate
No point, No fees loans
No point, No fees, No closing cost loans available
Lock or float your rate when you apply
Home Improvement
2nd mortgage

All Wisconsin and Illinois Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Wisconsin Refinance Illinois Refinance Programs

Current Wisconsin and Illinois Mortgage Rates
About Us
Apply or Pre-qualify Online
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Blog posts:

VA Mortgage
November 28, 2009

For VA loans, the VA only guarantees the loan thus the borrower must apply at a traditional lending institution including mortgage companies. VA loans offer no down payment, reduced closing costs, and interest rates that are usually comparable to, or lower than, conventional rates.

Wisconsin VA home loans are made to eligible veterans for the purchase of a home that will be occupied as the veteran’s primary residence. VA mortgage loans are highly regarded mortgages because loans can be financed at 100% or with no down payment.

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First Time Home Buyer Loans
July 14th, 2009

First time home buyers in Wisconsin need to keep up with the ever changing mortgage market. First time home buyers need to understand what type loans are available to you. Whether you are Purchasing or Refinancing our goal is to make the loan process as simple and worry-free as possible.

While interest rates have not moved up substantially since reaching 40-year lows of a couple years ago, they are still a major cost factor in buying your first home. First time home buyer programs are available to those who have not owned a home for the past three years and are designed to help borrowers who may not have enough money to pay the full cost of the down payment or the closing costs on a mortgage.

We offer many first time home buyer programs in Wisconsin including first time home buyer loans in Appleton, Middleton, Milwaukee and Madison.

View all First time home buyer programs

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Steps to Home Ownership in Wisconsin and Illinois
August 25th, 2008

Step 1 : Make the Decision to Buy

It seems obvious, but it’s good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your mortgage payment should not exceed 1/3 of your net monthly income.

Step 2 : Seek Professional Guidance

At this time, I will help you get pre-qualified for a mortgage loan. Pre-qualification is a written statement from a loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. The fact that you are pre-qualified will help you when we are negotiating the deal.

Click below for additional steps to home ownership in Illinois and Wisconsin.

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