Elgin, Illinois Mortgage and Home Loan Programs

We are committed to providing our customers with exceptional customer service. By providing our clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing.

Elgin Mortgage Programs - Purchase and Refinance

Whether you are looking to purchase a Elgin home, refinance your existing Elgin home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs. Below are some of the programs we feature:

Purchase Programs:	Refinance Programs:
First Time Home Buyer	Refinance
No Money Down (100% Financing)	Cash Out Refinance
FHA Mortgage Loans	Debt Consolidation Loans
VA Mortgage Loans	FHA Streamline Refinance
USDA Rural Housing	FHA Mortgage Loans
Government Mortgage Loans	VA Streamline Refinance (IRRRL)
Jumbo Mortgage Loans	VA Mortgage Loans
Jumbo VA Loans	Freddie Mac Open Access Refinance (Freddie to Freddie)
Freddie Mac Home Possible	Fannie Mae DU Refi Plus (Fannie to Fannie Refinance)
My Community Mortgage	Freddie Mac Home Possible
Interest Only Loans	My Community Mortgage
80/5 Combo Loans	Jumbo Mortgage Loans
Less Than Perfect Credit	80/5 Combo Loans
Lender Paid Mortgage Insurance	Interest Only Loans
40 Year Home Mortgage Loan	Lender Paid Mortgage Insurance
Combo Interest Only Loans	Less Than Perfect Credit
Non Owner Occupied/Investment Property	Non Owner Occupied - Investment Property
FHA 203k Rehab Loans	FHA 203k Rehab Loans
Reverse Mortgages	Reverse Mortgages
Conventional Financing	Conventional Financing
Other Elgin mortgage program features: Purchase loans with 5%, 3% and 0% down! 30 yr and 15 yr fixed loans, 1, 3, 5 & 7 year ARM loans, adjustable with low rates Lender Paid PMI - One Conventional Loan - You do not pay PMI Lock your rate for up to 180 days Buy down loans to reduce your initial interest rate No point, No fees loans No point, No fees, No closing cost loans available Lock or float your rate when you apply Home Improvement 2nd mortgage

Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Refinance Programs

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