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Oshkosh Mortgage, Green Bay, De Pere, Fremont, New London, Neenah, Waupaca, Green Lake, Fond Du Lac and Chilton Area

We are committed to providing our customers with exceptional customer service. By providing our clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing.

Wisconsin Mortgage
Programs
- Purchase and Refinance
Whether you are looking to purchase a home, refinance your existing home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs. Below are some of the programs we feature:

Purchase Programs: Refinance Programs:
First Time Home Buyer Refinance
No Money Down (100% Financing) Cash Out Refinance
FHA Mortgage Loans Debt Consolidation Loans
VA Mortgage Loans FHA Streamline Refinance
USDA Rural Housing FHA Mortgage Loans
Government Mortgage Loans VA Streamline Refinance (IRRRL)
Jumbo Mortgage Loans VA Mortgage Loans
Jumbo VA Loans Freddie Mac Open Access Refinance (Freddie to Freddie)
Freddie Mac Home Possible Fannie Mae DU Refi Plus (Fannie to Fannie Refinance)
My Community Mortgage Freddie Mac Home Possible
Interest Only Loans My Community Mortgage
80/5 Combo Loans Jumbo Mortgage Loans
Less Than Perfect Credit 80/5 Combo Loans
Lender Paid Mortgage Insurance Interest Only Loans
40 Year Home Mortgage Loan Lender Paid Mortgage Insurance
Combo Interest Only Loans Less Than Perfect Credit
Non Owner Occupied/Investment Property Non Owner Occupied - Investment Property
FHA 203k Rehab Loans FHA 203k Rehab Loans
Reverse Mortgages Reverse Mortgages
Conventional Financing Conventional Financing

Other program features:


Purchase loans with 5%, 3% and 0% down!
30 yr and 15 yr fixed loans, 1, 3, 5 & 7 year ARM loans, adjustable with low rates
Lender Paid PMI - One Conventional Loan - You do not pay PMI
Lock your rate for up to 180 days
Buy down loans to reduce your initial interest rate
No point, No fees loans
No point, No fees, No closing cost loans available
Lock or float your rate when you apply
Home Improvement
2nd mortgage

Mortgage Programs
100% Financing (No Money Down) Programs
First Time Home Buyer Mortgage Programs
My Community Mortgage
Government Loans including FHA, VA and Rural Housing
Refinance Programs

Mortgage Rates
About Us
Apply or Pre-qualify Online
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Recent blog posts:

First Time Home Buyer Loans
March 17, 2010

If you get knots in your stomach at the thought of buying your first home, realize that it's normal to feel that way. Most buyers go through the butterflies-in-the-gut experience. It's thrilling and exciting to shop for homes but when the day comes to an end and you can't get a certain home out of your mind, that's when the dread drops to your feet. Here are six steps to help Wisconsin and Illinois first time home buyers purchase their first home successfully.

We offer Wisconsin first time home buyer programs including jumbo, FHA, VA, Rural Housing, interest only, lender paid mortgage insurance and many other programs.

First time home buyer programs also available in Chicago, Milwaukee or Madison.

View all First time home buyer programs

Read the rest of this entry »
 

No Money Down: VA, Rural, and FHA Loans
September 5, 2009

How to Buy a Home in Wisconsin with Little or No Money Down

Of course you want to buy a home in Wisconsin with no down payment. Who doesn’t?

Here’s how you do it:

Many people never buy the home of their dreams simply because they don't think they have enough money for the down payment. They have been told through the years that they need 10% or 20% of the purchase price in order to buy a home. Well, this is true for the conventional/conforming loan programs but not for Wisconsin Government loans.

So why have so many Lenders told them this?

It’s because selling homes to people with 10% or 20% down is easier than selling homes to people who have little or no money for a down payment. Most mortgage loan officers would rather go after the "easy sale" than try to help people who would rather save the down payment money for a rainy day or for current and future repairs/upgrades.

Read the rest of this entry »
 

FHA Mortgage Home Loan in Appleton Wisconsin
June 14th, 2009

Buying a home with an FHA home loan in Appleton is really no different than buying a home with any other loan-except–you have more protection against foreclosure with FHA, it is easier to qualify, you don’t have to have perfect credit and it can cost you less each month. Keep in mind that because the FHA does allow you to put such a small percentage down on your mortgage loan or take out a lot of cash when you refinance, you are required to carry mortgage insurance on your home until the equity in your property has built up to 20% or more.

Read the rest of this entry »
 

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