Madison Mortgage Blog: Brian Collins

We offer refinance and purchase options in Wisconsin on single family homes, duplexes, 2-4 unit properties, low rise condos,  townhouse, 2nd homes, vacation properties, PUDS, and many others. Refinance or purchase now to get a lower rate, turn your adjustable into a fixed rate and get fast cash. Wisconsin refinance Loans are a great way to consolidate debt into one easy monthly payment.

Our most popular Wisconsin refinance and purchase programs offered by us are listed below:

Conventional/Conforming Refinance and purchase in Wisconsin:
95% Purchase
Rate and term refinance
Cash out refinance
Debt consolidation refinance

Wisconsin refinance loans are usually used to change an existing loan to a more attractive loan offering lower interest rates. Refinance now to get a lower rate, turn your adjustable into a fixed rate and get fast cash. Refinance loans that allow you to use up to 100% of the value of your home if you qualify. Refinance your home for payment reduction or simply accessing additional cash. How long you plan on keeping your house affects if refinance loans are best for you. The only way to know with certainty whether it makes sense to pay points or not when you refinance a mortgage is to see a written comparison analysis between different rate and fee structures so you can see for yourself if it makes sense to pay points.  If your existing conventional, FHA or VA loan has a higher than market interest rate, you may be eligible for one of several “streamline” refinance programs.

Cash Out Refinance loans are subject to higher Credit and Loan to Value restrictions than no cash-out refinance loans. Even in today’s market we still offer a cash out refinance to 85% of the homes value. This program will not be around forever so if you are thinking of a refinance to 85% you should start the process now.

FHA Refinance and Purchase in Wisconsin:
96.5% Purchase or 100% no money down purchase with gift funds
Rate and term FHA refinance
Cash out FHA refinance
Streamline FHA refinance (FHA to FHA)

Wisconsin FHA refinancing is a great way to pay off a current adjustable rate mortgage or to take cash out up to a 85% Loan-to-Value on a property. Streamline refinance loans are a great solution for homeowners who already have an FHA loan, but have a high fixed interest rate or who have a variable interest rate. FHA streamline loans are only available to current FHA-insured homeowners who wish to reduce their monthly payments, however FHA refinance loans are also available to borrowers who have conventional or even subprime mortgages. An FHA streamline refinance may not require an appraisal.

VA Refinance and  purchase in Wisconsin:
100% no money down purchase
Rate and term VA refinance
Cash out VA refinance
Interest Rate Reduction Refinance Loans (IRRRL) (VA to VA)

Wisconsin VA refinance loans are a great refinance option. VA refinance loans are available for up to 100 percent of your home’s value. VA refinance loans are good for anyone looking to reduce their monthly expenses. VA cash out refinance loans are available for homes that are your principal residence. The VA guidelines allow you to cash out refinance up to 90% of the appraised value of the home plus allowing for many of the closing costs to be rolled into the loan amount as long as the property meets the designated loan to value ratio.

For additional refinance or purchase information visit out website at http://www.MadisonMortgageguys.com.

Your local Wisconsin mortgage banker:

Brian Collins
Toll Free: (877) 240-5810 x106
brian.collins@www.madisonmortgageguys.com
www.madisonmortgageguys.com

Visit my blog at http://www.madisonmortgageguys.com/blogs_brian_collins/

Some recent blog entries:

http://www.madisonmortgageguys.com/blogs_brian_collins/content/fha-streamline-refinance-in-wisconsin-and-illinois/  

http://www.madisonmortgageguys.com/blogs_brian_collins/content/should-i-refinance-my-wisconsin-mortgage-mortgage-rates-are-still-low/

http://www.madisonmortgageguys.com/blogs_brian_collins/content/no-and-low-down-payment-mortgage-in-wisconsin-fha-va-and-usda/

http://www.madisonmortgageguys.com/blogs_brian_collins/content/no-money-down-first-time-homeowner-loans-in-illinois-fha-va-and-rural-housing/

http://www.madisonmortgageguys.com/blogs_brian_collins/content/fha-streamline-refinance-loans-for-wisconsin-and-illinois-residents/

Wisconsin mortgage programs:

 First Time Home Buyer
 FHA Streamline Refinance
 No Money Down
 Refinance
 FHA
Cash Out Refinance
 Rural Housing
 VA Streamline Refinance
 Jumbo Loans
 VA Mortgage
 Jumbo VA Loans
 Interest Only Loans
 Government Mortgage Loans
 Non Owner/Investment Property
 Debt Consolidation Loans
 Fannie Mae Refinance Plus to 105%

Wisconsin: VA, FHA, Refinance, jumbo loans, cash out FHA refinance, FHA no money down no down payment mortgage